Chennai, July 27: Bank of India announced its financial results for the quarter ended June 30, 2026. The Bank’s net profit increased by 36.23 percentage YoY to INR 3,068 crore in Q1 FY27. Return on Assets and Return on Equity improved to 1.01% and 16.12percentage, respectively.
Bank’s Operating Profit for Q1 FY27 grew to INR5,051 crore with a growth of 25.99percentage.
Bank’s Global Business Mix registered a growth of 16.57percentage YoY from INR15,06,142 Cr in Jun’25 to INR17,55,699 Cr in Jun’26. Global Deposits increased by 14.90percentage YoY from INR 8,33,698 Cr in Jun’25 to INR 9,57,924 Cr in Jun’26. Global Advances increased by 18.64% YoY from INR 6,72,444 Cr in Jun’25 to INR 7,97,775 Cr in Jun’26. Overseas Deposits increased by 7.73% YOY to INR1,32,961 Cr and Overseas Advances increased by 15.67% YOY to INR 1,23,942 Cr in Jun’26.
RAM Advances increased by 19.75percentage YoY from INR 3,28,048 Cr in Jun’25 to ₹3,92,833 Cr in Jun’26, constituting 58.30% of domestic Gross Advances in Jun’26. Retail Credit increased by 20.60% YoY from ₹1,37,782 Cr in Jun’25 to ₹1,66,170 Cr in Jun’26. MSME Advances increased by 19.34% YoY from ₹92,908 Cr in Jun’25 to ₹1,10,881 Cr in Jun’26. Agriculture Credit increased by 18.92% YoY from ₹97,358 Cr in Jun’25 to ₹1,15,782 Cr in Jun’26.
Bank’s Gross NPA ratio improved by 111 bps from 2.92% in Jun’25 to 1.81% in Jun’26. Net NPA ratio improved by 24 bps from 0.75% in Jun’25 to 0.51% in Jun’26.
Bank’s quarterly slippage ratio improved by 9 bps YoY to 0.24%.
Bank’s Credit Cost improved from 0.17 for Q1 FY26 to 0.15 for Q1 FY27
Capital Adequacy Ratio (CRAR) as on 30.06.2026 stands at 18.69%
Bank’s total number of Digital Transactions improved by 22% YoY from 1.70 billion in Jun’25 to 2.08 billion in Jun’26.